Mathesis Analytics, a Nigerian financial technology company specialising in artificial intelligence-powered credit decisioning, has secured a strategic investment from Sewa Capital Limited.
The investment, announced in Lagos on Thursday, August 13, 2026, will support the expansion and institutional deployment of Mathesis Analytics’ proprietary credit decisioning engine.
Sewa Capital is an investment banking and financial advisory firm focused on supporting high-growth businesses across Africa.
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Mathesis said the funding would be deployed towards product development, institutional integrations, expansion of its lender network and improvements to its data and technology infrastructure.
The fintech company is seeking to address a major challenge confronting Nigeria’s credit market—the fragmentation of reliable consumer data. This information gap often makes it difficult for lenders to assess borrowers accurately and price credit risks at scale.
Mathesis’ technology aggregates transactional and behavioural data from different sources to generate real-time assessments of consumers’ creditworthiness.
According to the company, embedding the infrastructure within financial institutions can help lenders expand their underwriting capacity, make more accurate risk-based decisions and serve previously excluded customers without compromising existing risk standards.
Managing Director of Sewa Capital, Angela Jide-Jones, said the investment reflected the firm’s interest in businesses developing infrastructure that could improve the efficient and inclusive allocation of capital across African economies.
“At Sewa Capital, we are interested in businesses building the infrastructure that enables African economies to allocate capital more efficiently and inclusively,” Jide-Jones said.
“Mathesis Analytics is addressing a fundamental constraint in credit markets: the information gap that limits lenders’ ability to assess risk confidently.
“Its technology has the potential to expand responsible access to credit in Nigeria and, over time, across Africa. We are pleased to support the team through its next phase of growth.”
Mathesis Analytics said its technology had already supported more than eight million loans issued to over two million unique borrowers in Nigeria.
The company plans to build on that operational base by deepening adoption among financial institutions and extending its services into additional African markets.
Founder and Chief Executive Officer of Mathesis Analytics, Winston Osuchukwu, described the investment as an important step in the company’s ambition to build next-generation credit infrastructure for Africa.
“Credit inclusion begins with information visibility,” Osuchukwu said.
“Partnering with Sewa Capital accelerates the rollout of our infrastructure, equipping a wider network of lenders with the capabilities required to accurately evaluate risk and ultimately deliver credit services to previously excluded populations across the continent.”
The transaction is expected to strengthen Mathesis’ institutional presence and support its broader objective of advancing responsible lending and financial inclusion through improved access to reliable credit data.
