Last updated: 5th November, 2026.
1. Who we are
Fintech Insights (https://thefintechinsights.com) is a digital news publication covering fintech, banking, payments, markets and financial regulation. It is owned and published by FreshSight Communications Limited, Lagos, Nigeria, which is the data controller for personal data collected through this website.
Contact for privacy matters: info@thefintechinsights.com
We process personal data in line with the Nigeria Data Protection Act 2023 and other applicable laws.
2. What personal data we collect
- Comments: the name, email address, website and comment text you enter, plus your IP address and browser user agent string, which help us detect and prevent spam.
- Contact form and emails: your name, email, website, subject and message, and anything else you send us.
- Newsletter subscription: your email address and name.
- Usage data: pages visited, device and browser type, approximate location, referring site and similar information, collected through cookies and analytics tools such as Google Analytics and Site Kit.
- Advertising data: We do not collect any advertising data yet.
3. How and why we use your data
| Purpose | Data used | Basis |
|---|---|---|
| Publish and moderate comments, prevent spam | Comment data, IP, user agent | Legitimate interest; consent |
| Respond to enquiries, story tips and corrections | Contact form and email data | Legitimate interest; consent |
| Send our newsletter | Email address | Consent (you can unsubscribe at any time) |
| Understand and improve the site | Usage data | Legitimate interest; consent where required |
| Show advertising | Cookie and device data | Consent where required |
| Keep the site secure and meet legal obligations | IP, logs, account data | Legitimate interest; legal obligation |
We do not sell your personal data.
4. Comments
When you leave a comment, we collect the data in the comment form, plus your IP address and browser user agent string to help detect spam. An anonymised hash created from your email address may be sent to the Gravatar service to check whether you use it. Gravatar’s privacy policy is at https://automattic.com/privacy/. Once your comment is approved, your profile picture may be visible to the public next to it.
Comments may be checked by an automated spam detection service.
5. Media
If you upload images to this site, please avoid including embedded location data (EXIF GPS). Visitors can download and extract location data from images on the site.
6. Cookies
We use cookies to make the site work, remember your preferences, understand how the site is used and show ads. You can manage or block cookies in your browser settings, but parts of the site may not work properly without them.
- Comment cookies: if you tick the box when commenting, your name, email address and website are saved in cookies so you do not need to re-enter them. They last one year.
- Login cookies (authors and administrators only): a temporary test cookie checks whether your browser accepts cookies, and is deleted when you close your browser. After logging in, cookies store your login and display preferences. Login cookies last two days, or two weeks if you select “Remember Me”. Screen option cookies last one year. Logging out removes the login cookies.
- Editing cookie: when an author or editor publishes or edits an article, a cookie saves the post ID. It expires after one day.
- Analytics and advertising cookies: set by Google Analytics and Site Kit, Google AdSense and similar services to measure traffic and show relevant ads.
7. Embedded content and third-party services
Articles may include embedded content such as YouTube videos, social media posts, images or articles from other sites. Embedded content behaves as if you had visited the other website. Those sites may collect data about you, use cookies, add their own tracking and monitor how you interact with the content, even if you do not have an account with them or are not logged in. We recommend reading their privacy policies.
8. Who we share your data with
We share personal data only when necessary, with:
- Service providers that help us run the site, such as hosting, email and newsletter, analytics, security and spam-prevention providers
- Advertising partners, subject to your cookie choices
- Gravatar, as described above
- Authorities or other parties where required by law or to protect our rights and users
If you request a password reset, your IP address is included in the reset email.
9. International transfers
Some of our providers may be outside Nigeria. Where we transfer personal data abroad, we take reasonable steps to make sure it is protected in line with applicable law.
10. How long we keep your data
- Comments and their metadata: kept for as long as the related article remains published, unless you ask us to remove them. This also lets us approve your later comments without moderation.
- Contact messages: kept for as long as needed to deal with your request and for 12 months afterwards.
- Newsletter data: kept until you unsubscribe.
- Account data: kept while your account is active. Users can view, edit or delete their information at any time, except their username. Administrators can also see and edit it.
- Analytics and logs: kept for 12 months
We may keep some data longer where the law requires it or where it is needed for security or to resolve disputes.
11. Your rights
Under the Nigeria Data Protection Act 2023, you have the right to:
- Know what personal data we hold about you and get a copy
- Ask us to correct inaccurate or incomplete data
- Ask us to delete your data
- Ask us to restrict the processing of your data
- Object to processing, including for marketing
- Withdraw your consent at any time, without affecting earlier processing
- Receive your data in a portable format, where applicable
To use these rights, email info@thefintechinsights.com. We may need to verify your identity, and some data may need to be kept for legal, security or administrative reasons. If you are unhappy with our response, you can complain to the Nigeria Data Protection Commission.
12. Security
We use reasonable technical and organisational measures to protect personal data. No online service is completely secure, so we cannot guarantee absolute security.
13. Children
Our site is not directed to children under 16. We do not knowingly collect their personal data. If you believe a child has given us personal data, contact us and we will delete it.
14. Links to other sites
Our articles and ads link to other websites. We do not control them and are not responsible for their privacy practices.
15. Changes to this policy
We may update this policy from time to time. The date at the top shows when it was last changed, and we will highlight significant changes on the site.
16. Contact us
Fintech Insights
Owned and published by FreshSight Communications Limited
Lagos, Nigeria
Email: info@thefintechinsights.com
